Moving to Dallas Fort Worth?
I help families relocating from California, Florida, Washington and Canada every year. You get one person who handles the loan and the home search, so your move to Texas stays on schedule.
Moving from California
Many California buyers are surprised by how far their budget goes in North Texas, and by the property taxes. Texas has no state income tax, but property taxes are higher than California's, so we look at your full monthly payment, not just the price. If you are selling in California, we can time your purchase around your sale.
Moving from Florida
Coming from Florida, you will find a similar no state income tax setup and a very different insurance picture. North Texas has hail and storm considerations, so we review insurance early. Many Florida buyers love the newer suburbs north of Dallas.
Moving from Washington
Washington buyers are often tech and corporate transferees heading to Plano, Frisco and the Legacy area. We can use your offer letter to get you preapproved before your first day, and line up homes near your new office.
Moving from Canada
Canadian buyers may qualify through foreign national or non resident programs, even without U.S. credit history. Documentation, currency and timing are different, and I have helped clients through every step.
What every relocating buyer should know
- MUD and PID taxes in newer communities affect your total payment.
- File for your homestead exemption after you move in.
- Texas has its own rules for cash out refinancing on a homestead.
- School boundaries change often. Always confirm for a specific address.
- Hail is part of life here. Ask about roof age and insurance on every home.
Relocation questions
Does Texas have a state income tax?
No. Texas does not have a state personal income tax. Property taxes are generally higher than many states, so I build them into your numbers from the start.
Can I get preapproved before I move?
Yes. I can preapprove you from anywhere, using your current income or a job offer for your new position in Texas.
What is a homestead exemption?
Once you own and live in your Texas home, you can apply to your county appraisal district for a homestead exemption, which can lower your property taxes. I remind every client to file.
I live in Canada. Can I buy in Texas?
Yes. Foreign national and non resident programs exist for buyers without U.S. credit history. Documentation is different, so reach out early and I will walk you through it.
Can I buy without visiting in person?
Many of my relocation clients tour by video first, then visit once for their top choices. Your inspection, appraisal and closing can be coordinated remotely when needed.